Obsidian Luxe Holdings LLC connects borrowers and real estate investors with partner lenders offering competitive options. Fast intake, side-by-side quotes, and white-glove guidance. Not a licensed mortgage broker or loan officer.
WHAT WE HELP FINANCE
Investor Loans (DSCR, Fix & Flip, Rental Portfolios)
Bridge/Hard Money (Acquisitions, Value-Add, Refi)
Conventional & Government-Backed Options via Partners
Small Balance Commercial (Multifamily, Mixed-Use, Office, Retail, Industrial)
HELOCs / Lines of Credit (case-by-case via partners)
Note: Availability depends on partner lender programs and eligibility.
HOW IT WORKS
Quick Intake: Share basic deal info (no sensitive data by email/text).
Secure Follow-Up: We gather confidential details through a secure channel.
Match & Compare: We present partner-lender options side-by-side.
Support to Close: We coordinate with you and the lender until funding.
WHY OBSIDIAN LUXE
• Competitive: We push to beat your current term sheet.
• Clarity: Straight comparisons—rates, fees, prepay, DSCR, covenants.
• Speed: We keep all parties aligned to hit your timeline.
• Alignment: We only win when your deal works.
RATE & TERMS COMPARISON PROMISE
Bring us your existing term sheet. If our partner lenders can’t beat it on total economics or structure, we’ll tell you straight—no games.
FAST QUALIFICATION CHECK (NON-CONFIDENTIAL)
• Property type & location
• Purchase/refi/bridge purpose
• Estimated value & requested amount
• Timeline and exit plan
• Basic income/DSCR snapshot (ranges only)
WHAT HAPPENS AFTER INTAKE (CONFIDENTIAL—SECURE CHANNEL)
We’ll request: identity verification, credit authorization (if needed), proof of funds, income/asset docs, entity docs, and property financials—collected only via secure portal or encrypted transfer.
Upload Existing Term Sheet Above
FAQ
Q: Do you lend directly?
A: No. Obsidian Luxe connects you to partner lenders and assists through the process.
Q: Will this affect my credit?
A: We avoid credit pulls until you authorize them with a specific partner lender.
Q: How fast can we close?
A: Timelines vary by program and documentation readiness. We prioritize clear milestones and weekly updates.
Q: What if I already have a term sheet?
A: Perfect. Share it and we’ll try to beat it—or confirm if it’s already the best fit.
CONTACT
Email: Lending@obsidianluxeholdingsllc.com
Phone: (307) 441-3596
Hours: Mon–Fri, 9am–6pm EST
LEGAL / COMPLIANCE / DISCLAIMERS
• Obsidian Luxe Holdings LLC is not a licensed mortgage broker or loan officer and does not make credit decisions, originate loans, or extend credit. We act solely as a connector and assistant to our partner lenders.
• Any loan offers, terms, underwriting, approvals, or denials are made exclusively by the applicable partner lender and are subject to their independent review and guidelines. Terms and timelines may change without notice.
• Information on this page is for general informational purposes only and does not constitute financial, legal, or tax advice. Consult your own advisors.
• By submitting an intake form, you consent to be contacted about your request. You may opt out at any time.
• “We will beat your current term sheet” is a good-faith objective. In cases where a partner lender cannot beat a submitted term sheet, we will advise you accordingly.